This Privacy Statement applies to this website which is operated by CashMoney ACN 081 673 672  under the domain name "www.cityfinance.com.au" ("City Finance website"). The CITY FINANCE website is operated on behalf of CITY FINANCE and its related bodies corporate. The information described in this Privacy Statement may be shared between franchisees within the City Finance Franchise.

This Privacy Statement may also apply to services offered by CITY FINANCE on websites hosted by third parties. If so, express reference to this Security and Privacy Statement will be made on those websites.

CITY FINANCE understands and appreciates that you, as a CITY FINANCE website visitor, are concerned about your privacy and about the confidentiality and security of information we may gain about you online. CITY FINANCE is committed to protecting your privacy. This CITY FINANCE Security and Privacy Statement explains how your personal information will be treated as you access and interact with the CITY FINANCE website.

As the CITY FINANCE website develops and as technology evolves, CITY FINANCE will continue to strive to provide you with better and more customised services and with a more effective website. CITY FINANCE encourages you to review the Security and Privacy Statement periodically because the Security and Privacy Statement may change from time to time.

The City Finance Privacy Policy explains how CITY FINANCE generally protects your privacy and confidentiality. The principles set out in the CITY FINANCE Privacy Policy also apply to CITY FINANCE websites.

In addition to the provisions of this Security and Privacy Statement, there may also be specific and additional privacy provisions which apply to certain sections of the CITY FINANCE website. Because those specific and additional provisions also relate to your privacy protection, you should review them wherever they are accessible by you on the CITY FINANCE website. In the event of any inconsistency between the provisions of this Security and Privacy Statement and those other specific and additional provisions, the specific and additional provisions will prevail.

Security of information

CITY FINANCE takes reasonable steps to preserve the security of cookie and personal information in accordance with the CITY FINANCE website Terms of Use and this Security and Privacy Statement. If your browser is suitably configured, it will advise you whether the information you are sending us will be secure (encrypted) or not secure (unencrypted).

CITY FINANCE regularly reviews developments in security and encryption technologies. Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Accordingly, although CITY FINANCE strives to protect such information, CITY FINANCE cannot ensure or warrant the security of any information you transmit to us or from our online products or services and you do so at your own risk. Once we receive your transmission, we take reasonable steps to preserve the security of the information in our own systems.

Information collected

The information that CITY FINANCE collects about you is dependent on how you use the facilities offered by the CITY FINANCE website.

If you visit an unsecure area of the CITY FINANCE website (that is, an area where you are not required to log on) to read, browse or download information, our system will record the date and time of your visit to our site, the pages viewed and any information downloaded. However, our systems will not record any personally identifiable information within these areas.

The CITY FINANCE website offers an interactive facilities such as an on application form.

If you decide to complete an online application form or online survey, the information that you enter into the online form or survey will be collected by CITY FINANCE if you submit your online application or survey and if you consent be forwarded to a third party.

The CITY FINANCE website also contains links to the websites of third party providers of goods and services ("Third Party websites"). If you have accessed Third Party websites through the CITY FINANCE website and if those third parties collect information about you, CITY FINANCE may also collect or have access to that information as part of our arrangements with those third parties.

Where you access a Third Party website from the CITY FINANCE website, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party. You cannot usually be identified from the information that is shared; if you can be identified from this information, we will seek your consent before sharing such information.

Third Party websites should contain their own privacy statements and those third parties are responsible for their own privacy practices.

 

Collection of IP addresses

It is necessary for CITY FINANCE to collect your IP address for your interaction with various parts of the CITY FINANCE website. Your IP address is the identifier for your computer when you are using the internet.

For instance, CITY FINANCE collects and stores your IP address when you log into CITY FINANCE Internet Banking. As part of our security for CITY FINANCE Internet Banking, CITY FINANCE uses this information when we attempt to detect and prevent fraudulent transactions in Internet Banking. We store your IP address for security and audit purposes. Your IP address will not be used by us or released to any third party except in the case of security, inappropriate behaviour or fraud issues, such as unauthorised access to your or our computer systems or fraudulent transactions.

Advertising and Tracking

When you view an CITY FINANCE advertisement on a Third Party website, the advertising company uses 'cookies' and in some cases 'web beacons' to collect information such as:

(i)            The server your computer is logged onto.

(ii)           Your browser type.

(iii)          The date and time of your visit.

(iv)         The performance of their marketing efforts.

When you access the CITY FINANCE website after viewing a CITY FINANCE advertisement on a Third Party website, the advertising company collects information on how you utilise the CITY FINANCE website (eg which pages you view) and whether you complete an online application.

In addition, CITY FINANCE also uses a tracking company to collect information on how you utilise the CITY FINANCE website.

This tracking company also uses cookies to collect information similar to that collected by the advertising company.

The advertising company and tracking companies ('companies') use that information to perform statistical analyses of aggregate user behaviour, but those analyses are not based on personal information. CITY FINANCE uses those analyses to measure advertising effectiveness and relative consumer interest in the various areas of the CITY FINANCE website. As a general rule, no personal information is collected by the Companies in this process. If, however, any information is automatically collected, these companies are required under their arrangements with CITY FINANCE to maintain the privacy and confidentiality of that personal information.

We may disclose the information collected by a Company, in an aggregate form only, to third parties including advertisers or potential advertisers.

Cookies

We use "cookies" as a fundamental part of our interaction with your Internet browser. The purpose is to provide you with better and more customised service and with a more effective website.

A "cookie" is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.

CITY FINANCE uses cookies for two different purposes. We allocate a cookie to each Internet browser that visits the CITY FINANCE website. This cookie does not allow us to collect personally identifiable information about you. We use this cookie:

1. to allocate an CITY FINANCE identification number to your Internet browser (but we cannot identify you from this number);
2. to determine if you have previously visited the CITY FINANCE website;
3. to identify pages you have accessed and Third Party websites you have accessed; and for security purposes.

Most of the CITY FINANCE website operates by using this type of cookie.
Accordingly, if you wish to make full use of the CITY FINANCE website, it is required that you accept cookies.

CITY FINANCE also uses cookies for secure services (that is, an area where CITY FINANCE uses encryption) on the CITY FINANCE website. These cookies are used for a variety of purposes, including for security and personalisation reasons. If your browser is configured to reject all cookies you will be unable to use secure services on the CITY FINANCE website that require cookies in order to participate.

How we Handle Email

We will preserve the content of any e-mail that you send us, if we believe that we have a legal requirement to do so. Your e-mail message content may be monitored by our CITY FINANCE employees for security issues including where e-mail abuse is suspected; our response to you may be monitored for quality assurance issues.

Use and Disclosure of Information

We will only use or disclose personal information or information generated by cookies in accordance with the CITY FINANCE Privacy Policy, specific and additional provisions relating to privacy which apply to certain areas of the CITY FINANCE website and as otherwise set out in this Security and Privacy Statement.

Acceptance and Changes to Security and Privacy Statement

You acknowledge and accept that your use of the CITY FINANCE website indicates your acceptance of the CITY FINANCE website Terms of Use and the Security and Privacy Statement.

This is the current Security and Privacy Statement. It replaces any other Security and Privacy Statement for the CITY FINANCE website published on the CITY FINANCE website to date. CITY FINANCE may at any time vary the Security and Privacy Statement by publishing the varied Security and Privacy Statement on the CITY FINANCE website. You accept that by doing this, CITY FINANCE has provided you with sufficient notice of the variation.